Tag: #HomeBuyer

How to avoid fraud in real estate

Only in 2019, $221 million* were lost due to wire transfer fraud linked to real estate; this can be avoided with the following tips:

  • Work with a licensed Realtor; we have to pass a test, pass a background check and even leave our fingerprints so they can be checked by the FBI. We are licensed to protect consumer and we have to follow a strict code of ethics. If you have doubts regarding your Realtor license, check it in the following link
  • Work with a licensed Mortgage Loan Officer; the loan or mortgage needs to be handled also with discretion and professionalism by the MLO as they will have access to sensitive information. You can check your MLO license in the following link
  • Do the paperwork through a Title Company, they will get a title insurance for you once the paperwork is in order, the property needs to be free and clear so they can do the transfer of the title or deed
  • Never send money to the title company without confirming the wire transfer instructions in person or over the phone. If you want to know if the title you are working with is legit, check  this link

Looking to buy or sell your house, give me a call, will be happy to help you.

Clarisa Moody – Realtor 

813 446 2003

If you like this blog entry, make sure to subscribe to my Newsletter and you will receive interesting information about Real Estate, finances and home management.

* https://www.alta.org/news/news.cfm?20200218-WTF-221M-Lost-to-Wire-Transfer-Fraud-in-2019

www.ClarisaMoodyRealtor.com

A dream with a plan becomes a goal

I am glad you are here and ready to tackle the planning part of the house buying process and I am here to help you. Remember, success is when preparation and opportunity meets, no one wakes up one day, decides to buy a house and has it all figured it out by the weekend, this is not how the house buying process works, that is why it is hard to become a home owner but here are my 5 most important tips for you on the road of home ownership.

  1. Know where you stand financially, have a budget set-up, an emergency fund and savings for the down payment. If you have credit score, it needs to be preferably over 600 to qualify for a mortgage
  2. Make your research; find a good knowledgeable and trustworthy Realtor who can assist you. I will love to help you find your dream home and I can also refer you very good licensed Mortgage Loan officers in the area
  3. Have all your paperwork ready, digitalized and ready to be sent as requested (by the MLO / lender / Bank). Having a pre-approval letter is half of the battle.
  4. Define your priorities with your family or significant other regarding the budget you feel comfortable with, as well as the area of search and the must haves on the new house
  5. Make questions to your Realtor and MLO, this will clear any doubt you might have and make you feel more comfortable during the process. DO NOT give money to any Realtor or Agent with the promise that they will find you a house, our services for home buyers is FREE (the seller pays our commission), so be aware.

Contact me if you have any question related to the house buying process or any other real estate question, 813 446 2003

Clarisa Moody

If you like this blog entry, make sure to subscribe to my Newsletter and you will receive interesting information about Real Estate, finances and home management.

www.ClarisaMoodyRealtor.com

Homesnap, the app for serious homebuyers

I am sure you have visited many sites with the hope to find accurate, reliable and most importantly up-to-date listings in your search area. We bought our home almost 3 years ago and we used Homesnap to find the one, here are some reasons why you should also use Homesnap to find your new home.

  • It is FREE and easy to use, download it on your app store and start the search
  • It has GPS capabilities which allow to search for houses in specific areas you are driving by
  • The information updates directly from the MLS, it is integrated with the source of the info
  • The filters an maps allow a better experience for the house buyer
  • You can interact directly with me through the app which expedite the communication and information exchange

If you want to step-up your home buyers game, here is an invitation to download the app and start interact with me from day 1, let’s find your NEW HOME!  www.homesnap.com/Clarisa-Moody

Clarisa Moody

If you like this blog entry, make sure to subscribe to my Newsletter and you will receive interesting information about Real Estate, finances and home management.

www.ClarisaMoodyRealtor.com