Congratulations! You have taken the first step in the house buying process, informing yourself.

There are 2 ways to buy property in Florida, Cash or Finance. If you have the cash, it’s no brainer, you contact your preferred licensed Realtor and discuss about your needs and wants in the house you are looking to buy; he/she will make searches for you and together you will go out and see the inventory in the area you like, when you select THE ONE, your Realtor will take care of all the paperwork. You will need your current valid ID to go to closing and sign the documents.

On the other hand, if you need financing to buy your house, there are more variables you need to know:

• Your status in the country
• Your income
• Your taxes declaration
• Your credit score
• Your DTI (Debt to Income Ratio)
• If you had a foreclosure or bankruptcy on your file
• The amount you have saved for down payment
• The condition of the house
• Guidelines of the loan

Do you have any questions? Please feel free to write me or call me ClarisaMoody@gmail.com  813 446 2003

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